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M-Pesa Integration for Your Website, App or System

Stop chasing payment screenshots. We connect Safaricom’s Daraja API to your site or system so the customer pays on the page, the money hits your Paybill, and your system confirms the order by itself. This is one part of our payment integration work.

  • STK Push, C2B, B2C, B2B and reversal handling
  • Callbacks that survive timeouts, retries and duplicate payments
  • Every transaction matched to an order automatically

Get an M-Pesa integration quote

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No cost, no obligation.

Who this is for

You need this if payments still involve a human

If someone on your team is reading M-Pesa SMS messages and ticking off a list, you are paying a salary to do what an API does for free.

  • Online shops where customers currently “send to till and screenshot”
  • Schools, SACCOs and clinics collecting fees or contributions
  • Booking and delivery services that need payment before dispatch
  • Businesses whose Paybill statement never matches their sales record
  • Developers who need a payment layer built properly, once
What you get

Everything included

  • Daraja setup. We take you through the Safaricom developer portal, go-live request and production credentials — all in your business's name.
  • STK Push checkout. The customer enters their number, gets the PIN prompt, pays. No leaving your site.
  • C2B & B2C. Accept Paybill/Till payments and send money out — refunds, payouts, disbursements.
  • Bulletproof callbacks. Idempotent handling so a retried or duplicate callback never double-credits an order.
  • Reconciliation. Every payment matched to an order or invoice, with a report you can hand your accountant.
  • Receipts. Automatic SMS or email confirmation to the customer with the M-Pesa code.
  • Testing with real money. We test in sandbox, then run live transactions before you go live.
  • Handover. Source code, credentials and a short written guide to your team.
Pricing

M-Pesa integration pricing

Fixed price, agreed before we start. Most projects land in the first two rows.

PackageBest forPrice
STK Push only
One payment flow on an existing site or app
3–5 daysKSh 15,000 – 25,000
Full M-Pesa layer
STK Push + C2B + callbacks + reconciliation
1–2 weeksKSh 30,000 – 60,000
WooCommerce / WordPress
M-Pesa checkout on your existing shop
2–5 daysKSh 15,000 – 30,000
B2C payouts
Send money to customers, riders or agents
1–2 weeksKSh 35,000 – 70,000
Rescue job
Fix an integration someone else left broken
Quoted after reviewFrom KSh 10,000

Safaricom does not charge for the Daraja API, but your Paybill or Till has its own Safaricom transaction charges, billed to you directly.

How it works

From call to live payments in about a week

1. We look at your setup

Fifteen minutes on the phone: what system you have, whether you hold a Paybill or Till, and what a payment should trigger.

2. We build and test

Sandbox first, then live transactions with small real amounts so you watch the money arrive before launch.

3. You go live

We monitor the first days of live traffic, then hand over the code, credentials and documentation.

Questions

M-Pesa integration questions

Do I need my own Paybill or Till number?

Yes. The Paybill or Till and the Daraja credentials must be registered to your business, so money goes straight to your account and never passes through us. We guide you through the Safaricom application and the go-live request, which normally takes a few days on Safaricom's side.

How much does M-Pesa integration cost in Kenya?

A single STK Push checkout on an existing site is typically KSh 15,000 to KSh 25,000. A full layer with C2B, callbacks and automatic reconciliation runs KSh 30,000 to KSh 60,000.

Can you add M-Pesa to my WooCommerce or WordPress shop?

Yes. We add an M-Pesa checkout so customers pay with STK Push at the point of order, and the order status updates automatically when payment confirms. Usually a 2 to 5 day job.

What happens when a payment fails or the customer cancels?

We handle timeouts, cancelled PIN prompts, insufficient balance and duplicate callbacks explicitly, so an order is only marked paid when Safaricom has actually confirmed the money.

Can you integrate Airtel Money, cards or banks as well?

Yes — that is our wider payment integration service. Many clients start with M-Pesa and add card payments for international customers or bank rails for larger invoices.

Will I own the code?

Yes. Source code, API credentials and hosting accounts are all yours.

Also from QSet

We build the rest of it too

Most clients start with one thing and grow into the others. It all comes from the same team.

Ready to stop checking payment screenshots?

Send us a message describing your setup and we will tell you what the integration costs and how long it takes.

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